If you are operating your site in Account Mode - A user has the ability to add funds to his account to prevent him from being suspended. This feature is found on the members menu, My Account > Manage Account. While a great feature, it is a problem, as by default, the admin cannot define the mimimum amount he is willing to accept from a user. A user could fund his account with $1.00 (or less). Your payment processor would eat almost the entire amount in fees, leaving you holding the bag, and your user holding a full credit of what he funded. This mod will fix this issue, and it goes one step further, allowing you to turn the complete feature off/on at your leisure. Screenshot of admin configuration: 
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